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INJURY HELP · CAR ACCIDENTS

What to Do After a Car Accident

Use this guide for safety, scene information, medical and financial records, towing and storage, transportation, repairs, total-loss questions, insurance communications, and situations involving more than two drivers.

SAFETY FIRST

Call 911 for immediate danger or a medical emergency

Get emergency help for uncontrolled bleeding, trouble breathing, loss of consciousness, confusion or inability to wake, a suspected head or spine injury, a seizure, a worsening headache, repeated vomiting, weakness or numbness, or rapidly worsening symptoms. This is not a diagnostic list. Follow emergency personnel and treating clinicians.

MedlinePlus emergency guidance · CDC head-injury danger signs

ATTORNEY REVIEW

Reviewed for legal accuracy by Ted A. Greve, Attorney
July 19, 2026

AT THE SCENE

The first 30 minutes

Do only what is reasonably safe. Emergency care and instructions from law enforcement or responders come before photographs or paperwork.

Driver using a phone beside a damaged car after a crash

Use the scene checklist only when it is safe and lawful to do so.

01

Call 911 when anyone may be hurt or the scene is unsafe

Request police, fire, or emergency medical help as needed. Follow dispatcher and responder instructions. Do not make a medical diagnosis or assume that a person is uninjured.

02

Move out of active traffic if it is safe and lawful

Use hazard lights, move to a safer location when directed or reasonably necessary, and avoid standing between vehicles or in travel lanes. Do not move a seriously injured person unless responders direct you or remaining creates greater danger.

03

Exchange identifying and coverage information

Record names, contact information, driver’s-license and license-plate information, insurer and policy details provided, vehicle owners, employers, and commercial or rideshare company information.

04

Document what you can personally observe

Photograph the overall scene, lanes, signs, signals, road and weather conditions, vehicle positions and damage, debris, skid marks, visible injuries, and nearby cameras. Record witness contact information without arguing about fault.

SAVE MORE THAN THE POLICE REPORT

Evidence and records that may matter

A crash report is useful, but it may not contain every witness, camera, vehicle record, injury, cost, or later communication.

Scene and vehicle records

Medical, financial, and digital records

Time-sensitive evidence can disappear

A nearby camera may overwrite footage, a vehicle may be repaired or destroyed, and electronic or commercial records may have limited retention periods. A lawyer can evaluate whether a focused preservation request is appropriate. Do not trespass, access private accounts, or put yourself in danger.

VEHICLE AND TRANSPORTATION PROBLEMS

Towing, storage, belongings, rentals, repairs, and total loss

Property expenses can grow while an injury and coverage investigation continues. Ask for written information and keep every receipt and communication.

Towing, storage, and belongings

Ask where the vehicle is, the daily storage rate, what identification or release is required, and how to retrieve personal property. Save invoices and photograph the vehicle before it is moved, repaired, sold, or destroyed.

Before repair, disposal, or salvage

Request written estimates and keep repair communications. Before authorizing disposal, destructive work, or transfer of title, consider whether the vehicle or its electronic data may matter to a disputed or serious injury claim.

Rental vehicles and other transportation

Ask which policy or company is being asked to pay, the daily and total limits, approved vehicle class, and what event ends the rental. Keep rental, rideshare, public-transit, mileage, and other transportation receipts.

Total loss, loan, lease, and gap balances

Ask for the valuation report and the comparable vehicles used. A total-loss payment may not equal the loan or lease balance. Gap coverage depends on the actual contract or policy, so request the documents before assuming it applies.

WHEN THE FACTS ARE MORE COMPLEX

Passengers, children, hit-and-run, rideshare, and commercial vehicles

These situations may involve additional people, companies, policies, records, approval requirements, or claim systems.

Passengers and children

Record which seat each person occupied, restraint or child-seat information, who owned and drove the vehicle, and each person’s symptoms and care. A child’s claim or settlement may require additional legal safeguards.

Hit-and-run or uninsured driver

Report the crash promptly, preserve any plate description, witness or camera information, and ask your own insurer which notice and cooperation requirements apply to possible uninsured-motorist or other coverage.

Rideshare or delivery trip

Save the trip receipt, app status, driver and vehicle profile, screenshots, messages, company name, and whether the driver was waiting for, accepting, carrying, or delivering for a customer.

Commercial vehicle

Record company names, vehicle numbers, placards, trailer information, driver details, and responding agencies. Electronic logs, dispatch records, inspections, maintenance, cargo, and onboard data may require prompt preservation.

OFFICIAL REPORT SOURCES

Request the crash report from the current agency source

Report systems, forms, fees, and processing instructions can change. Use the official agency page rather than a copied estimate or form name.

CLAIM COMMUNICATIONS

Property damage is not the same as an injury release

The full document, check, correspondence, and applicable law determine what is being resolved. Do not rely only on a subject line, check memo, or verbal description.

Questions to ask about a payment or release

Use the focused insurance guide

The full guide explains recorded statements, medical authorizations, releases, checks, early offers, denials, and official insurance-department assistance.

LEGAL REVIEW

A car-accident review may be especially useful when

A focused review can identify responsible parties, coverage, missing records, evidence that may disappear, and documents that could end a claim.

FREE, NO-OBLIGATION CASE REVIEW

You can ask questions before you have every document

Tell the intake team what happened, when and where it happened, what treatment you have received, and who has contacted you about the car accident or claim. Sending a form or speaking with intake does not by itself create an attorney-client relationship. If representation is offered, attorney-fee and case-cost terms are explained in a written agreement before you decide.

Call 1-800-MY-DR-TED

QUICK ANSWERS

Common questions

These answers are general. A qualified professional must evaluate the facts of a particular medical, insurance, employment, or legal question.

Should I admit fault at the scene?

Give accurate identifying information and cooperate with emergency personnel and lawful requests, but do not guess or argue about legal responsibility. Describe what you personally observed.

Can I move my car?

Follow law-enforcement and dispatcher instructions. If the vehicle creates an immediate hazard and can be moved safely and lawfully, move it to a safer location. Do not endanger yourself or others.

Should I accept a total-loss amount?

Ask for the valuation report, comparable vehicles, adjustments, deductible, ownership or lien information, and the written terms. A vehicle value decision is separate from whether an injury claim is being released.

What if symptoms began later?

Seek appropriate medical care and describe accurately when symptoms began and how they changed. Do not assume delayed symptoms prove or disprove a particular injury.

ABOUT THIS GUIDE

About this resource

Reviewed for legal accuracy by Ted A. Greve, Attorney Review date: July 19, 2026 This page provides general information, not medical advice or legal advice. Reading it, sending a form, or contacting the firm does not create an attorney-client relationship. Do not send confidential information until the firm authorizes you to do so. Rules, agency processes, forms, policy terms, and deadlines can change and depend on the facts.