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INJURY HELP CENTER

What to Do After an Accident or Injury

Start with safety and medical care. Then preserve key evidence, track bills and missed work, handle insurers carefully, and decide when legal help may make sense.
SAFETY FIRST

Call 911 for immediate danger or a medical emergency

Get emergency help for uncontrolled bleeding, trouble breathing, loss of consciousness, confusion or inability to wake, a suspected head or spine injury, a seizure, a worsening headache, repeated vomiting, weakness or numbness, or rapidly worsening symptoms. This is not a diagnostic list. Follow emergency personnel and treating clinicians.

MedlinePlus emergency guidance · CDC head-injury danger signs

THE FIRST PRIORITIES

What to do right now

Protect health and safety first. Collect information only when doing so will not put anyone in danger.

01

Move away from danger if you can do so safely

Get away from traffic, fire, unstable structures, damaged equipment, aggressive animals, or another immediate hazard. Do not move a seriously injured person unless emergency personnel direct you or remaining creates greater danger.

02

Call for emergency help

Call 911 when anyone may be injured, the scene is unsafe, traffic is blocked, or police, fire, or emergency medical help is needed. Follow instructions from the dispatcher and responders.

03

Report the incident

For a crash, work injury, property incident, dog bite, or defective product, notify the appropriate police agency, supervisor, owner, manager, security desk, animal control, or manufacturer channel. Ask for written confirmation or a report number.

04

Record the basics when it is safe

Write down the date, time, exact location, people involved, witnesses, and what you personally observed. Take wide and close photographs of the scene, conditions, vehicles or equipment, damage, and visible injuries.

WHILE DETAILS ARE FRESH

The next 24–72 hours

Health and recovery

Reports and communications

Traumatic events can affect sleep, concentration, mood, and daily life. Speak with a qualified health professional when you need care. SAMHSA provides general coping guidance; call or text 988 for crisis support and 911 for immediate danger.

CARE, COST, AND INCOME

Medical care, bills, and missed work

A liability decision and medical care do not move on the same schedule. Do not delay emergency care because fault, coverage, or payment remains unresolved.

If insurance or payment is unclear

Use the HRSA health-center finder to locate federally supported health centers. Ask hospitals and other providers whether financial-assistance or payment-plan information is available. If a bill is unexpected or disputed, keep the bill and explanation of benefits and review current CMS medical-bill rights.

Ask every provider how to request an itemized bill and medical record. HHS explains general patient record rights. If the injury affects work, save restrictions and use the proper employer channel for leave or accommodation documents.

Who may pay bills right now?

The answer depends on the event, available coverage, policy or plan terms, employment status, state law, and who ultimately becomes responsible. No source should be assumed to pay.

MORE SPECIFIC HELP

Use the guide that matches the problem

The Injury Help Center keeps urgent guidance in one place. These focused guides carry the detailed vehicle, workplace, and insurance information so the hub does not repeat it.

Scene evidence, towing and storage, retrieving belongings, rentals, repairs, total-loss offers, loan or lease balances, gap coverage, hit-and-run crashes, passengers, rideshare trips, and commercial vehicles.

Open this guide

Employer notice, authorized care, work restrictions, wage records, light-duty questions, denials or delays, official state resources, and claims involving someone outside the employer.

Open this guide

Recorded statements, medical authorizations, property and injury releases, checks, early offers, denial packets, and current state insurance-department routes.

Open this guide

BEFORE YOU AGREE

Insurance calls, forms, releases, and early offers

Be accurate and brief. Do not guess. Ask for requests and offers in writing so you can understand who wants them, why, and what they cover.

Keep a simple claim log

Before signing or recording

PRESERVE BEFORE IT DISAPPEARS

Evidence and expense checklist

Keep originals when possible and store secure copies. Some information may be overwritten, repaired, discarded, or deleted quickly.

Scene, people, and digital records

Medical, work, expenses, and recovery

Why focused preservation may matter

A business camera may overwrite video, a vehicle may be repaired or destroyed, and electronic systems may keep data for only a limited time. A lawyer can evaluate whether a focused preservation request is appropriate. Do not trespass, access accounts without permission, or put yourself at risk to collect evidence.

LEGAL REVIEW

When to consider speaking with a lawyer

You can ask for a review at any stage. It may be especially useful when the claim or consequences are no longer simple.

AFTER HIRING

What the representation process may include

FREE, NO-OBLIGATION CASE REVIEW

You can ask questions before you have every document

Tell the intake team what happened, when and where it happened, what treatment you have received, and who has contacted you about the injury or claim. Sending a form or speaking with intake does not by itself create an attorney-client relationship. If representation is offered, attorney-fee and case-cost terms are explained in a written agreement before you decide.

Call 1-800-MY-DR-TED

QUICK ANSWERS

Common questions

These answers are general. A qualified professional must evaluate the facts of a particular medical, insurance, employment, or legal question.

Do I need every document before I call?

No. Start with what you know. Tell the intake team which reports, records, bills, or contact information are still missing.

What if the accident happened days or months ago?

You can still ask for a review. Bring the date, location, related medical history, and communications. Notice and filing rules vary, so do not assume there is still time or that time has already run out.

Should I wait until treatment is finished?

You do not need to wait to ask questions. The effect of an injury may be unclear early, while deadlines and evidence issues can arise before treatment ends.

What if I may have been partly at fault?

Do not decide the legal effect yourself. Fault rules differ by state and claim type. Give the full facts to a qualified attorney.

Will the initial case review cost anything?

The initial case review is free and carries no obligation. If representation is offered, attorney-fee and case-cost terms are explained in a written agreement before you decide.

ABOUT THIS GUIDE

About this resource

Reviewed for legal accuracy by Ted A. Greve, Attorney Review date: July 19, 2026 This page provides general information, not medical advice or legal advice. Reading it, sending a form, or contacting the firm does not create an attorney-client relationship. Do not send confidential information until the firm authorizes you to do so. Rules, agency processes, forms, policy terms, and deadlines can change and depend on the facts.