[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/drtedinjurylaw.com\/blog\/denied-insurance-claim-next-steps\/#BlogPosting","mainEntityOfPage":"https:\/\/drtedinjurylaw.com\/blog\/denied-insurance-claim-next-steps\/","headline":"Denied Insurance Claim: What Should I Do?","name":"Denied Insurance Claim: What Should I Do?","description":"If you\u2019ve ever been in a car accident, you know what a nightmare it can be to deal with the insurance company. It seems like they always need more information or have additional questions. Instead of receiving your insurance check, you end up getting a bunch of paperwork in the mail. One such letter could […]","datePublished":"2022-06-20","dateModified":"2026-02-21","author":{"@type":"Person","@id":"https:\/\/drtedinjurylaw.com\/blog\/author\/drtedinjurylaw\/#Person","name":"Dr. Ted Injury Law","url":"https:\/\/drtedinjurylaw.com\/blog\/author\/drtedinjurylaw\/","identifier":9,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/14f7cc800041734c3aca325e17ea63d0c49748e9d8d5747966292ce2be53081c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/14f7cc800041734c3aca325e17ea63d0c49748e9d8d5747966292ce2be53081c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Dr. Ted Injury Law","logo":{"@type":"ImageObject","@id":"https:\/\/drtedinjurylaw.com\/wp-content\/uploads\/2025\/08\/Dr-ted-injury-law-logo-header-red.png","url":"https:\/\/drtedinjurylaw.com\/wp-content\/uploads\/2025\/08\/Dr-ted-injury-law-logo-header-red.png","width":210,"height":111}},"image":{"@type":"ImageObject","@id":"https:\/\/drtedinjurylaw.com\/wp-content\/uploads\/2022\/06\/denied-insurance-claim-ted-greve.jpg","url":"https:\/\/drtedinjurylaw.com\/wp-content\/uploads\/2022\/06\/denied-insurance-claim-ted-greve.jpg","height":281,"width":500},"url":"https:\/\/drtedinjurylaw.com\/blog\/denied-insurance-claim-next-steps\/","about":["Bad Faith Insurance"],"wordCount":1137,"articleBody":"If you\u2019ve ever been in a car accident, you know what a nightmare it can be to deal with the insurance company. It seems like they always need more information or have additional questions. Instead of receiving your insurance check, you end up getting a bunch of paperwork in the mail. One such letter could be a denied insurance claim letter. Without warning, you could receive a notice stating that your claim has been denied. If this happens, you don\u2019t want to waste any time calling a seasoned\u00a0auto accident lawyer in Augusta.It can be a crushing blow to learn that the insurance company isn\u2019t going to pay your claim. Between the medical bills and the mechanic\u2019s bills, you don\u2019t know what to do. Very few people are in a position to pay these expenses out-of-pocket. And if you weren\u2019t the one to cause the crash, you shouldn\u2019t be left footing the bill.Your injury attorney in Augusta agrees. This is why it\u2019s a good idea to call and schedule your initial consultation with our office. This is free of charge. It also gives you a unique opportunity to have an experienced attorney review your denied insurance claim and find out what went wrong.Here, we\u2019ll discuss the various reasons why the insurance company may have denied your claim. We\u2019ll also touch on the ways in which your auto accident lawyer in Augusta can help get your claim paid.What Are Some of the Common Reasons Behind a Denied Insurance Claim?Every car accident case is different. No two fact patterns are identical. This is why it\u2019s in your best interest to talk to an auto accident lawyer in Augusta as soon as possible after your crash. It\u2019s important that you file your insurance claim on time. It\u2019s also critical that it\u2019s filed properly. If you miss certain information or miss a deadline, you will get a denied insurance claim. Your attorney will work hard to make sure this doesn\u2019t happen.The approach your lawyer takes will depend on the reason for the denial. Here are some of the more common reasons why your\u00a0auto insurance claim can be denied:The policy was invalid or had been canceled for non-payment.The insurance adjuster believes you caused the crash.You have a history of filing auto accident claims.There is no evidence that you were hurt in the crash.The claim is large, and the insurance company thinks they can settle for a lower amount.The other driver has proof that you were at fault.The company believes you had pre-existing conditions.You failed to submit the necessary paperwork or information.If the policy was invalid, there\u2019s nothing your injury attorney in Augusta can do. The same is true if you caused the crash. However, for most of the other reasons, your lawyer may be able to convince the insurance adjuster to pay. The fate of your denied insurance claim will depend on several factors.<What Factors Impact Whether Your Appeal is Successful?There are a host of factors that can impact whether the insurance company approves your claim on appeal. Your injury attorney in Augusta is well aware of this. They understand that the following factors will play a role in negotiating payment of your denied insurance claim:The size of your claim \u2013 Insurance companies are more willing to pay smaller claims. When it comes to big claims, they\u2019re more willing to spend thousands of dollars challenging them.The date of your accident \u2013 if it\u2019s only been a few days or weeks since your accident, it\u2019s a lot easier to negotiate payment. However, if your accident was months ago, or even a year ago, it\u2019ll be harder to convince the insurance company to take a second look.The number of claims you\u2019ve filed in the past \u2013 Like it or not, there are people who file several car insurance claims every two years. The insurance industry tracks this. If you have a history of filing fruitless claims, there\u2019s a good chance your claim will be dismissed.Your lawyer is going to negotiate with the insurance adjuster and try to get things resolved. The more upfront you are, the easier it will be for them to get to the bottom of things and resolve your denied insurance claim.What if the Insurance Company Still Refuses to Pay Your Claim?Just because your attorney helps file your claim, that doesn\u2019t mean it\u2019s going to be paid. Sometimes, the insurance company is adamant about denying your claim. If you get a denied insurance claim, you\u2019ll have no choice but to file suit. Your auto accident lawyer in Augusta will help you through the legal process.Just as with the insurance claim, filing a civil claim for damages can be complicated. If you miss a deadline or fail to pay a required filing fee, your case will be dismissed.Thankfully, your lawyer is well aware of how the process works. They\u2019ll make sure your claim is filed properly. They\u2019ll also work hard to gather evidence to prove the other driver was at fault. They\u2019ll also try to negotiate a settlement with the defendant\u2019s attorney.It\u2019s important to understand that, just because you file suit, doesn\u2019t mean you won\u2019t settle your case. Less than 5% of car accident lawsuits in Augusta go to trial. There\u2019s a very good chance that yours won\u2019t either.Don\u2019t Waste a Minute Before You Contact a Skilled Auto Accident Lawyer in AugustaThe last thing you want to hear after your car crash is that you got a denied insurance claim. When you\u2019re knee-deep in medical bills and dealing with your physical injuries, you\u2019re not in a position to get bad news.Therefore, we recommend that our clients contact one of our\u00a0injury attorneys in Augusta\u00a0right away. We\u2019ll help you file your claim and make sure it\u2019s done properly. We\u2019ll also make sure it\u2019s filed on time, so the insurance company has no excuse for denying your claim.Keep in mind \u2013 our associates will do whatever they can to get your claim paid and avoid getting a denied insurance claim. However, there are times when this isn\u2019t possible. For example, if you caused the crash, you\u2019ll be hard-pressed to convince an insurance adjuster to pay your claim. The same is true if the policy was invalid at the time of your motor vehicle accident. The best thing to do is to talk to a seasoned lawyer and find out what you can do to resolve your claim and move on with your life."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/drtedinjurylaw.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Denied Insurance Claim: What Should I Do?","item":"https:\/\/drtedinjurylaw.com\/blog\/denied-insurance-claim-next-steps\/#breadcrumbitem"}]}]